In our opinion, protection is the most important area of financial planning.
Our financial dreams and goals are dependant on a number of factors and protecion over income and assets should be of prime concern to us all.
The death, serious illness or accident of a family member can have a devastating effect, both emotionally and financially. Insufficient life assurance will not be enough to support survivors and will not help if illness leads to loss of income.
There are many products and solutions on the market-place that are designed to protect against a range of eventualities, term assurance, whole of life, critical illness and health insurance. A complete protection solution may also utilise the benefits of trusts to ensure the right money is provided to the right peope at the right time. Each specific arrangement has a function and, using the right combination allows you to build a strategy which suits the needs of your family or business.